Understand it. Then act on it.
Plain-language answers, with a path back to the original source.
12 resources
The 2026 loan changes, without the noise.
Start dates and borrowing history now matter more than ever.
PSLFWill residency count toward PSLF?
Your employer and payment history matter more than your job title.
Loan basicsConsolidating and refinancing are different decisions.
One keeps you in the federal system. The other can take you out.
Life changesTwo incomes. One household decision.
A smaller loan bill is only one part of the math.
RepaymentIf you were on SAVE, check your next step.
Use your account notice to establish your personal deadline.
Private loansRead the whole offer, not just the rate.
A medical career has a long training period. Your loan needs to account for it.
PSLFWhat to check before counting on PSLF buyback.
An option with specific eligibility rules, not a promise that every pause will count.
Paying for schoolBefore another loan, look at aid that isn’t debt.
A funding plan can include grants and service-based programs.
Start hereMedical school loans, from the beginning.
Federal vs. private, Direct Unsubsidized, Grad PLUS, interest, and loan types.
Learning pathLoan school: five small steps.
Beginner lessons and quick questions. Learn the money part of medical school.
Current rulesCurrent rules and legislation.
Borrowing limits, July 2026 changes, and repayment transitions.
Your careerLoans and options by specialty.
Surgery, primary care, psychiatry, research, and other physician pathways.