Repayment
If you were on SAVE, check your next step.
Use your account notice to establish your personal deadline.
Source check: September 13, 2026 · Educational overview
SAVE has ended
MOHELA reports that a March 10, 2026 court order ended SAVE. Affected borrowers need to select another repayment plan after receiving their servicer’s notice.
Compare the plans you can actually use
RAP is one option for eligible Direct Loans. Some existing borrowers can use IBR. Borrowing history matters. Review available plans in the official repayment calculator rather than applying an old SAVE formula.
Before you act
Save your notice, verify the response deadline and current loan status, and confirm when a new plan will take effect. Keep meeting any required payment obligations while an application is pending.
Go to the source
MOHELA · PSLF information ↗U.S. Department of Education · repayment changes ↗Rules and account details can change. Official sources determine eligibility; this page does not.