PSLF NAVIGATOR
Make every eligible month count.
Work through the core requirements, then verify your record with Federal Student Aid.
Check your path
Use your loan details and actual employer, not assumptions.
Check your employer’s EIN ↗A few details still need checking.
Confirm your loan types, employer, average work hours, and repayment plan. Unknown details do not mean you are ineligible.
Open the PSLF Help ToolA servicer balance isn’t a PSLF count
Use StudentAid.gov to review your certified employment and loan-level qualifying payments.
Help with missing counts →Your payment-count checkpoint
Enter the confirmed qualifying count for one loan from StudentAid.gov. Different loans can have different counts.
Enter a whole number from 0 to 120.
— / 120
Add a verified count to see the remaining qualifying months.
This check covers the standard path and is not exhaustive. Employer exceptions, loan defaults, consolidation, and special payment-credit rules need individual review. Entries last only for this page session.
Sources checked September 13, 2026Federal Student Aid · PSLFFederal Student Aid · PSLF questionsMOHELA · PSLF information